Real Estate Loans
Our FEATURED SFR (1-4 unit) LOAN PROGRAMS
Business Purpose - DSCR
Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long-term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income stated on 1003
• LTV up to 80%
• No DTI Ratios
• DSCR ratios as low as .75
• Rates as low as 4.50%
• Up to a 2 Point Rebate
• Loan Amounts from $100,000 – $3,000,000
• Lending to LLC’s, S-Corp, C-Corps, Trusts, or Individuals.
• Property Types Include: SFR, Condo, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
Business Purpose – No DSCR
Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long-term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
• No Balloon payments – 30 year fully amortized
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income stated on 1003
• LTV up to 75%
• No DTI Ratios
• No DSCR calculated
• Rates as low as 5.50%
• Up to a 2 Point Rebate
• Loan Amounts from $100,000 – $3,000,000
• Lending to LLC, S-Corp, C-Corps, Trusts, or Individuals.
• Property Types Include: SFR, Condo, Condotels, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
Business Purpose Bridge
Every borrower deserves a loan, and with our bridge loan product, they can get it. For those borrowers looking to refinance N/O/O SFR, Condos, Condotels, and 2-4-unit properties, we have a loan for them. We even finance properties in rural areas and those with minor deferred maintenance. With increased loan amounts and just about any credit profile, ACG is the home for your next bridge loan request. Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (up to 36 months), then want to exit out of our loan to obtain bank financing.
• No Income Proof Needed
• All Loans are N.I.V
• No Income Stated on 1003
• No DTI Ratios
• No DSCR calculated on residential properties
• Rates as low as 6.99%
• LTV up to 75%
• Loan Amounts from $50,000 – $8,000,000
• Lending to LLC, S-Corp, C-Corp, Trust, or Individuals.
• Property Types Include: SFR, Condo, Condotels, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
• Properties with minimal Deferred Maintenance – OK
• Rural Properties – OK
Commercial Loan
• Loan amounts from $300k-$3 million on multi-family and mixed-use properties
• Full 30-year terms with no balloon payments
• Loan-to-Values up to 75%
• No personal DTI; no tax returns; qualify based on property cash flow
• Simplified environmental review
• Purchase, Rate & Term Refinance and Cash-Out Refinance
• Protect your identity and other assets by borrowing in a corporate entity
SFR RENTAL PROPERTY
• Full 30-year terms, no balloons
• Streamlined qualification process emphasizing property level cash flow
• No tax returns required; No DTI calculations
• Up to 80% LTVs
• Simple, haggle-free pricing you can depend on
• Protect your identity and other assets by borrowing in a corporate entity
Our bridge products are used by Real Estate investors that only want to borrow money for a short period of time (up to 36 months), then want to exit out of our loan to obtain bank financing. This is the Perfect Loan For your next.........
SHORT TERM-RENTALS
• No Income Proof Needed
• All Loans are N.I.V
• No Income Stated on 1003
• No DTI Ratios
• No DSCR calculated on residential properties
• Rates as low as 6.99%
• LTV up to 75%
• Loan Amounts from $50,000 – $8,000,000
• Lending to LLC, S-Corp, C-Corp, Trusts, or Individuals.
• Property Types Include: SFR, Condo, Condotels, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
• Properties with minimal Deferred Maintenance – OK
• Rural Properties – OK